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What to Know About Credit Utilization

Learn about credit utilization and how it impacts your credit. Find out what steps to take to lower your credit utilization ratio and raise your credit score.

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All Credit 101 posts

What to Know About Credit Utilization
Credit 101

What to Know About Credit Utilization

Learn about credit utilization and how it impacts your credit. Find out what steps to take to lower your credit utilization ratio and raise your credit score.

Mackenzie Halversen

Does Filing a Tax Extension Hurt Your Credit?
Credit 101

Does Filing a Tax Extension Hurt Your Credit?

Does filing a tax extension hurt your credit, and are there credit ramifications related to taxes? Find out more at Credit.com.

Mackenzie Halversen

Free Credit Repair for Low-Income Individuals?
Credit 101

Free Credit Repair for Low-Income Individuals?

While professional credit repair services aren’t free, there are many free and low-cost options for getting help with debt and credit. Find out more about credit repair for low-income families and ind

Mackenzie Halversen

How to Build Credit With No Credit History
Credit 101

How to Build Credit With No Credit History

Building credit can open many new opportunities, so it's important to start sooner. Learn how to build credit with no credit history

Christine DiGangi

How to Tell If You Have a Credit Score
Credit 101

How to Tell If You Have a Credit Score

Learn more about credit scores, how these ratings are determined and how to find out if you have a credit score. Discover tips for building your credit score.

Mackenzie Halversen

What's the Most Important Credit Report Information?
Credit 101

What's the Most Important Credit Report Information?

Is one credit report better than the others? Find out about the most important credit report information and how you can see yours.

Christine DiGangi

Why Did My Credit Score Drop 10 Points? 5 Reasons Why You Might See a Dip
Credit 101

Why Did My Credit Score Drop 10 Points? 5 Reasons Why You Might See a Dip

Worried about a sudden but small drop in your credit score? Find out why your credit may drop and whether it's a problem.

Jeanine Skowronski

Are You One of the Credit Invisible?
Credit 101

Are You One of the Credit Invisible?

Are you a credit invisible? It's not a science fiction term. Find out more about this financial issue and how you can impact it today.

Kaitlyn Mahoney

9 New Year's Financial Resolutions for Better Credit, Savings, and Wealth
Credit 101

9 New Year's Financial Resolutions for Better Credit, Savings, and Wealth

Want a stellar credit score this year? Empower yourself with these realistic financial resolutions and make your money work for you in 2021.

Natalie Issa

Will I Lose My Credit History If I Change My Name?
Credit 101

Will I Lose My Credit History If I Change My Name?

Here's how to ensure your name change goes as smoothly as possible.

Sarah Szczypinski

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