Lucy Lazarony

Lucy Lazarony

Lucy Lazarony is a freelance personal finance writer. Her articles have been featured on Bankrate, MoneyRates, MSN Money, and The National Endowment for Financial Education. Prior to freelancing, she worked as a staff writer for Bankrate for seven years. She earned a bachelor's degree in journalism from the University of Florida and spent a summer as an international intern at Richmond, The American International University in London. She lives in South Florida.

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All of Lucy's posts
What Happens to Your Credit Score After Bankruptcy?
bankruptcy

What Happens to Your Credit Score After Bankruptcy?

Considering filing for bankruptcy? Before you do, there are a few things to know about what happens to your credit score after bankruptcy. Learn more here!

Lucy Lazarony

How Interest Rates Work
Personal Finance

How Interest Rates Work

Financing big purchases with a credit card, home loan or auto loan can be an efficient way to manage your budget. Here’s how interest work.

Lucy Lazarony

Simple Credit Cards to Build Credit
Credit Cards

Simple Credit Cards to Build Credit

Looking to establish or re-establish your credit but not sure what you will qualify for? Here are some credit cards that can help you build your credit.

Lucy Lazarony

Do I Still Have Any Privacy Rights?
Personal Finance

Do I Still Have Any Privacy Rights?

You may be surprised to find out, with all the information hacking and compromised consumer financial records, that you still have privacy rights.

Lucy Lazarony

Minimum Payments: What Are They & How Are They Calculated?
Credit Card Articles

Minimum Payments: What Are They & How Are They Calculated?

Your minimum payment on a credit card is just what it sounds like and is the bare minimum payment you are required to make each month to keep good standing.

Lucy Lazarony

How to Use a Personal Loan to Consolidate Credit Card Debt
Loan Articles

How to Use a Personal Loan to Consolidate Credit Card Debt

Getting a personal loan from your local bank, credit union, or reputable online lender is one strategy for consolidating credit card debt. Learn more now.

Lucy Lazarony

Leasing a Car: Is It Right for Me?
Loan Articles

Leasing a Car: Is It Right for Me?

Leasing a car has a lot of perks but it also has several disadvantages that must be considered. Read this and find out if leasing a car is right for you.

Lucy Lazarony

Credit & Debit Card Tips for Overseas Travelers in 2018
no cc

Credit & Debit Card Tips for Overseas Travelers in 2018

Heading for abroad for a travel adventure in 2017? In addition to your sunscreen and travel guides, you may want to pack a credit card.

Lucy Lazarony

When Do Balance Transfer Credit Cards Make Sense?
Credit Card Articles

When Do Balance Transfer Credit Cards Make Sense?

If you've got a big balance on a credit card with a high interest rate, transferring it to a card with a lower interest rate could make financial sense.

Lucy Lazarony

The Credit Approval Process & What to Expect
Personal Finance

The Credit Approval Process & What to Expect

How long does it take to get approved for a credit card, loan, or mortgage? What should I expect throughout the process? Read what our experts have to say.

Lucy Lazarony