Nikkita Walker

Specializes In:

Building Credit
Budgeting and Saving Money

Nikkita Walker is a contributing writer for Credit.com, specializing in topics on budgeting and managing credit. Nikkita has been a professional writer for over seven years, and has worked in the finance industry since 2019. Nikkita graduated from Brigham Young University with a BA in English and a minor in Sociocultural Anthropology. When she isn’t researching recent developments in the financial world, you can find Nikkita reading a Terry Pratchett. (Making Money of course.)

Credit Tools

View All Posts

A woman learns how to get out of debt with her smartphone
Why Your Credit Score Isn’t Going Up
Waiting for your score to change? There are a few reasons why thi... read more

June 4, 2024

Credit Score

Common Types of Debt
Understanding Common Types of Debt and How to Avoid Growing Debt
Debt can feel like a heavy burden, but understanding the differen... read more

May 20, 2024

Managing Debt

Lower Interest Rates on a Loan
8 Tips for Getting a Lower Loan Rate
Loans can help us achieve big goals, like buying a car or going t... read more

May 20, 2024

Loans

Authorized User
Do Authorized Users Build Credit? (Yes!)
Yes, you can build credit by being an authorized user. But you ca... read more

May 20, 2024

Building Credit

What Is the Lowest Credit Score and 5 Steps to Work to Improve It
What Is the Lowest Credit Score and 5 Steps to Work to Improve It
300 is the lowest credit score anyone can have—and that number ... read more

May 14, 2024

Credit Score

How Long Does Bad Credit Last?
Understanding how long things stay on your credit report helps yo... read more

May 14, 2024

Credit Repair