Scott Sheldon

Scott Sheldon

Scott Sheldon is a senior loan officer and consumer advocate in Santa Rosa, California. His work has appeared in Yahoo! Homes, CNN Money, MarketWatch and The Wall Street Journal. Connect with him at Sonoma County Mortgages.

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All of Scott's posts
The Surprising Way Your Job Can Impact Your Mortgage
mortgages

The Surprising Way Your Job Can Impact Your Mortgage

If you work far away from the home you want to buy, you could end up paying more for your mortgage if you're not savvy. Here's how to avoid higher costs.

Scott Sheldon

Should You Refinance Even If You Plan to Sell Your Home?
mortgages

Should You Refinance Even If You Plan to Sell Your Home?

Are you hesitant to refinance your mortgage because you’re thinking of selling your home at some point? Sometimes refinancing could still make sense.

Scott Sheldon

How a Typo Can Derail Your Mortgage
mortgages

How a Typo Can Derail Your Mortgage

If any of these simple mistakes appear on your mortgage loan application, make sure to get them corrected swiftly.

Scott Sheldon

How to Refinance a Jumbo Mortgage for Less
mortgages

How to Refinance a Jumbo Mortgage for Less

Jumbo mortgages traditionally cost homeowners more, but if you're looking to refinance a jumbo mortgage, you may have new options for better rates.

Scott Sheldon

How Buying a Home Can Help Your Credit
mortgages

How Buying a Home Can Help Your Credit

If you have never owned a home before or it's been a few years since you have, you're missing out on some potential credit advantages.

Scott Sheldon

Will Paying Off Your Mortgage Hurt Your Credit?
mortgages

Will Paying Off Your Mortgage Hurt Your Credit?

It's a big relief to finally pay off your mortgage, but could doing so hurt your credit?

Scott Sheldon

A Guide to Getting a Mortgage After You've Had a Loan Modification
mortgages

A Guide to Getting a Mortgage After You've Had a Loan Modification

If you've had a home loan modification, you'll need to meet certain requirements to be eligible for a new mortgage.

Scott Sheldon

2 Strategies for Buying a Home When You're in Debt
mortgages

2 Strategies for Buying a Home When You're in Debt

2 Strategies for Buying a Home When You're in Debt

Scott Sheldon

6 Fees to Look Out for When Buying a Home
mortgages

6 Fees to Look Out for When Buying a Home

Obtaining a mortgage to buy a home, or to refinance one you already own, is not cheap. Here are the fees you'll likely have to pay upfront and at closing.

Scott Sheldon

The Tax Deduction That Could Kill Your Homebuying Chances
taxes

The Tax Deduction That Could Kill Your Homebuying Chances

If you’re planning on getting a mortgage, you may want to rethink your tax deductions.

Scott Sheldon