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What Is a Hard Inquiry and How Does It Impact Your Credit?

Hard inquiries are a factor that significantly impacts your credit. Keep reading to learn more about hard inquiries and how they may affect you.

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What Is a Hard Inquiry and How Does It Impact Your Credit?
credit reports

What Is a Hard Inquiry and How Does It Impact Your Credit?

Hard inquiries are a factor that significantly impacts your credit. Keep reading to learn more about hard inquiries and how they may affect you.

Mackenzie Halversen

What Is a 1099-C Cancellation of Debt Form?
taxes

What Is a 1099-C Cancellation of Debt Form?

You may need to file the 1099-C form if you have canceled debts. Find out when you need this form and how to file it.

Mackenzie Halversen

Flex Modification Program (FMP): How It Works
mortgages

Flex Modification Program (FMP): How It Works

Discover how the Flex Modification Program by Fannie Mae and Freddie Mac provides struggling borrowers with mortgage relief and helps preserve homeownership.

Mackenzie Halversen

How Many Credit Cards Should I Have?
Credit Cards

How Many Credit Cards Should I Have?

How many credit cards you should have depends largely on several factors. Read our guide to see how many credit cards are too many and tips for managing them.

Orlando Rodriguez

American Express® Gold Card Review: Should You Apply?
Miscellaneous

American Express® Gold Card Review: Should You Apply?

Find out if the Bank of America Travel Rewards ® Credit Card is right for you, what you should consider before signing and some alternative options.

Mackenzie Halversen

How Do Credit Scores Work?
credit reports

How Do Credit Scores Work?

The Credit.com team breaks down the complicated credit system and shows you how credit scores work and are calculated.

Natalie Issa

Capital One Platinum Secured Credit Card Review: Should You Apply?
Miscellaneous

Capital One Platinum Secured Credit Card Review: Should You Apply?

Capital One Platinum Secured Credit Card Review: Should You Apply?

Mackenzie Halversen

ACH Transfers: What They Are and How They Work
Miscellaneous

ACH Transfers: What They Are and How They Work

ACH transfers are the process of moving from one bank account to another through the Automated Clearing House. Learn more about ACH transfers here.

Kaitlyn Brown

How Are Bonuses Taxed? Bonus Tax Rate 2023
taxes

How Are Bonuses Taxed? Bonus Tax Rate 2023

Bonuses are taxed in the same way “supplemental wages” are from the IRS, which is a flat 22%. Learn more about how these taxes work here.

Mackenzie Halversen

What’s the Highest Credit Score Possible and How Do You Get It?
Credit Score

What’s the Highest Credit Score Possible and How Do You Get It?

The highest credit score possible is 850, but a good credit score is typically anything over 700. Learn more about the highest credit score you can get.

Kaitlyn Brown

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