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Can You Start a New Credit Report?

Getting a fresh start with credit isn't as simple as some people might like it to be.

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All Credit 101 posts

Can You Start a New Credit Report?
Credit 101

Can You Start a New Credit Report?

Getting a fresh start with credit isn't as simple as some people might like it to be.

Christine DiGangi

Why Are My Credit Scores So Different?
Credit 101

Why Are My Credit Scores So Different?

Credit score differences can be both frustrating and concerning, but often there's no cause for worry. Here's why they happen.

Karin Price Mueller

What's the Right Way to Close a Credit Card?
Credit 101

What's the Right Way to Close a Credit Card?

Closing credit cards will likely hurt your credit score, but sometimes it's the right thing to do. Here's what you need to know to make the right decision.

Christine DiGangi

Should I Cancel My Old Credit Card When I Get a New One?
Credit 101

Should I Cancel My Old Credit Card When I Get a New One?

So you have an old credit card that isn't seeing much action these days. Do you just cancel it?

Gerri Detweiler

11 States Where Employers Can't Check Your Credit
Credit 101

11 States Where Employers Can't Check Your Credit

New York City just enacted a ban on most employer credit checks, and many states have similar restrictions, but it's not the norm.

Christine DiGangi

What Do I Need to Apply for a Credit Card?
Credit 101

What Do I Need to Apply for a Credit Card?

In some cases, you may not need a job or a Social Security number to get a credit card, but getting approved for a card can be complicated.

Christine DiGangi

How to Compare Free Credit Monitoring Offers
Credit 101

How to Compare Free Credit Monitoring Offers

If your data has been caught up in a data breach recently, you probably have a few free credit monitoring offers to choose from. Here's how to compare them.

Christine DiGangi

4 Ways You Can Wreck Somebody Else's Credit
Credit 101

4 Ways You Can Wreck Somebody Else's Credit

Damaging someone else's credit is easier to do than you might think, and repairing trust can be difficult.

Gerri Detweiler

The Most Important Dates on Your Credit Report
Credit 101

The Most Important Dates on Your Credit Report

If you’ve reviewed your credit reports recently you’ve no doubt seen many dates -- many, many dates. And some are more important than others.

Gerri Detweiler

Do All Credit Checks Hurt My Credit?
Credit 101

Do All Credit Checks Hurt My Credit?

While credit inquiries may affect your credit score, it's not always the case. It all depends on what kind of credit check is being done.

Gerri Detweiler

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