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5 Credit Laws You Really Want to Know About

You have some serious credit clout, but what exactly are your credit rights and how can you use them? Read more about what our experts have to say.

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5 Credit Laws You Really Want to Know About
credit reports

5 Credit Laws You Really Want to Know About

You have some serious credit clout, but what exactly are your credit rights and how can you use them? Read more about what our experts have to say.

Gerri Detweiler

What Is Credit?
credit reports

What Is Credit?

When a creditor or lender offers you credit, you agree to pay back the amount you spend or borrow plus interest. When you pay by credit you are borrowing.

Lucy Lazarony

What to Do If You Are Rejected for Credit
credit reports

What to Do If You Are Rejected for Credit

Getting turned down for credit isn't fun, but it can give you an opportunity to improve your credit. Here's what to do if your credit application is rejected.

Gerri Detweiler

What Happens to Your Credit When You Get Married?
credit reports

What Happens to Your Credit When You Get Married?

What happens to your credit reports and credit scores when you get married? Let's take a look at the 5 most common marriage and money myths.

Mackenzie Halversen

What Is Re-Aging & Can It Help Me?
credit reports

What Is Re-Aging & Can It Help Me?

Re-aging, also known as “curing” or “rollback," involves changing the delinquency status of an account. It can be either positive or negative. Read more.

Gerri Detweiler

6 Ways You Can Wreck Someone Else's Credit
credit reports

6 Ways You Can Wreck Someone Else's Credit

Here are six things you could be doing that could wreck someone else’s credit, whether you realize it or not.

Brooke Niemeyer

Can a Debt Collector Restart the Clock on My Old Debt?
credit reports

Can a Debt Collector Restart the Clock on My Old Debt?

One of our readers checked their credit report and found an old debt that looks new. Is that legal?

Christine Giordano

Can I Fix My Credit in 30 Days?
credit reports

Can I Fix My Credit in 30 Days?

Building credit is a long process, but depending what's on your credit report, you could fix some credit problems within 30 days.

Jeanine Skowronski

How Long Does It Actually Take to Get Fraud Off My Credit Reports?
credit reports

How Long Does It Actually Take to Get Fraud Off My Credit Reports?

It can take at least a month (or longer) to get your credit report cleaned up after you've been a victim of fraud.

Brooke Niemeyer

What to Do If You Can't Get Your Free Annual Credit Report
credit reports

What to Do If You Can't Get Your Free Annual Credit Report

Just because it's free doesn't necessarily mean it's easy to get. Here's what to do if you run into problems requesting your free credit reports.

Christine DiGangi

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