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I Have a 670 Credit Score. What Does That Mean?

A credit score is just a credit score, right? Well, no. It's unfortunately not that simple. Here's an overview of why those numbers can mean many things.

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All Credit Score 2 posts

I Have a 670 Credit Score. What Does That Mean?

I Have a 670 Credit Score. What Does That Mean?

A credit score is just a credit score, right? Well, no. It's unfortunately not that simple. Here's an overview of why those numbers can mean many things.

Christine DiGangi

5 Ways Having No Credit Score Can Hurt You

5 Ways Having No Credit Score Can Hurt You

If you don't plan to borrow money, what difference does your credit score make? Here are several times when having a credit score can make a big difference.

Gerri Detweiler

Help! I Paid Off My Credit Card & My Credit Score Dropped

Help! I Paid Off My Credit Card & My Credit Score Dropped

Can paying off a credit card actually hurt your credit score? Several readers tell us it has happened to them. Is that possible?

Gerri Detweiler

Here's Why Applying for a Credit Card Hurts Your Credit Score

Here's Why Applying for a Credit Card Hurts Your Credit Score

To understand why applying for credit hurts your credit score, you have to think of it from a lender's perspective.

Christine DiGangi

How a Typo Can Derail Your Mortgage

How a Typo Can Derail Your Mortgage

If any of these simple mistakes appear on your mortgage loan application, make sure to get them corrected swiftly.

Scott Sheldon

Why Are My Credit Scores So Different?

Why Are My Credit Scores So Different?

Credit score differences can be both frustrating and concerning, but often there's no cause for worry. Here's why they happen.

Karin Price Mueller

1 in 10 Americans Don't Have a Credit Score or Credit Report

1 in 10 Americans Don't Have a Credit Score or Credit Report

Forty-five million Americans have no traditional credit score, according to a new report by the CFPB.

Bob Sullivan

13 States Where People Have the Best Credit

13 States Where People Have the Best Credit

The majority of Americans have subprime or lower credit, but in some states, the average borrower is in much better shape.

Christine DiGangi

How Many FICO Scores Are There?

How Many FICO Scores Are There?

Trying to keep track of every credit score you have is an impossible task. Even FICO, the most commonly used score, has dozens of models.

Christine DiGangi

4 Ways You Can Wreck Somebody Else's Credit

4 Ways You Can Wreck Somebody Else's Credit

Damaging someone else's credit is easier to do than you might think, and repairing trust can be difficult.

Gerri Detweiler

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