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Do Rich People Have Better Credit Than You?

Your credit score and income are not directly related, but a high income might make it easier to pay bills on time, which could help your credit score.

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Do Rich People Have Better Credit Than You?
Credit Score

Do Rich People Have Better Credit Than You?

Your credit score and income are not directly related, but a high income might make it easier to pay bills on time, which could help your credit score.

Christine DiGangi

Why Is My Spouse's Credit Score Higher Than Mine?
Credit Score

Why Is My Spouse's Credit Score Higher Than Mine?

My husband and I refinanced a mortgage recently, and we looked at were our credit scores. Mine were lower. Every single one was lower. How did this happen?

Bev O'Shea

How Does Driving Affect Your Credit?
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How Does Driving Affect Your Credit?

How you drive, whether you've had citations and more can indirectly affect your credit scores. Here's how driving and credit can be related.

Gerri Detweiler

5 Myths About Late Payments & Your FICO Scores
Credit Score

5 Myths About Late Payments & Your FICO Scores

They can have a huge impact on your credit scores, but there are many myths about late payments. We do some myth-busting.

Rob Berger

The 4 Decisions Every Lender Makes
Credit Score

The 4 Decisions Every Lender Makes

Many people believe that the lender decisions boil down to just one thing: the credit score. But there are other factors too.

Mitchell D. Weiss

Can PayPal Hurt Your Credit?
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Can PayPal Hurt Your Credit?

If you use PayPal to send or receive money, and if you care about your credit scores, you might wonder - can PayPal hurt your credit?

Gerri Detweiler

I'm Terrified of Ruining My Credit Score
credit score

I'm Terrified of Ruining My Credit Score

“I’m terrified of ruining my credit,” a friend said to me recently. While it’s important to maintain strong credit, there are a few things to keep in mind.

Christine DiGangi

5 Seemingly Harmless Things That Can Hurt Your Credit
Credit Score

5 Seemingly Harmless Things That Can Hurt Your Credit

A late library book, highway tolls, unpaid storage fees and other small expenses can cost your credit score big time.

Gerri Detweiler

How Your Middle Name Could Hurt Your Credit
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How Your Middle Name Could Hurt Your Credit

If you go by your middle name (or anything other than your first name), or if you change your name, it's crucial to monitor your credit reports.

Jeanne Kelly

Why Are Utilities & Rent Payments Not Included in My Credit Report?
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Why Are Utilities & Rent Payments Not Included in My Credit Report?

A reader recently wrote in to find out why his utilities and rental payments weren't being reported in his credit reports or factored into his credit score

Deanna Templeton

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