What Is a Soft Credit Check?
December 22, 2020
You may see a different credit score on Experian or FICO, depending on what credit scoring model is being used to calculate your score in each location.
You may see a different credit score on Experian or FICO, depending on what credit scoring model is being used to calculate your score in each location.
Unlike hard inquiries, a soft credit check won't hurt your score and can actually help you stay on top of your current credit.
It is time to improve your credit score? It is if you’re not getting the credit card and loan terms and interest rates you want.
A hard inquiry can temporarily affect your credit score. Find out what happens to hard inquiries and your credit score over time.