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The Mortgage Mistake You May Not Realize You're Making

It’s no secret you need cash on hand to get a mortgage, but the way you handle that cash can seriously derail your homeownership chances.

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All Mortgages posts

The Mortgage Mistake You May Not Realize You're Making
mortgages

The Mortgage Mistake You May Not Realize You're Making

It’s no secret you need cash on hand to get a mortgage, but the way you handle that cash can seriously derail your homeownership chances.

Scott Sheldon

Nearly Half of Homebuyers Don't Shop for a Mortgage
mortgages

Nearly Half of Homebuyers Don't Shop for a Mortgage

A home is one of the costliest purchases most consumers make, but half of them don't check with more than one mortgage lender to find the best deal.

Christine DiGangi

The FHA Just Cut a Major Expense for New Homebuyers
mortgages

The FHA Just Cut a Major Expense for New Homebuyers

The Federal Housing Administration is lowering private mortgage insurance (PMI) premiums for low-down payment mortgages.

Christine DiGangi

6 Reasons to Make a Larger Down Payment
mortgages

6 Reasons to Make a Larger Down Payment

Why would you put more money down on a house than you have to? There are several reasons — but that doesn't mean it's the right decision for everyone.

AJ Smith

How to Keep a Low-Down-Payment Mortgage Affordable
mortgages

How to Keep a Low-Down-Payment Mortgage Affordable

There is a way to buy a home with less than 20% down while avoiding the dreaded mortgage insurance, effectively lowering your monthly payment.

Scott Sheldon

What's the Biggest Mortgage You Can Get?
mortgages

What's the Biggest Mortgage You Can Get?

Are you buying or refinancing a home in a high-cost market and need a big mortgage loan? Here's how to find the loan program that works best for you.

Scott Sheldon

My Wife Confessed to $4,500 of Debt Right Before We Applied for a Mortgage
mortgages

My Wife Confessed to $4,500 of Debt Right Before We Applied for a Mortgage

A newly married couple had found the home they wanted, but when they started applying for a mortgage, they had a problem: secret credit card debt.

Christine DiGangi

4 Unconventional Homes You Can Buy & How to Do It
mortgages

4 Unconventional Homes You Can Buy & How to Do It

As challenging as it may be to finance an alternative property type, it can be done. Here's how to get a mortgage for an unconventional home.

Scott Sheldon

Can You Buy a Home for Your Parents?
mortgages

Can You Buy a Home for Your Parents?

It's fairly common for parents to help their children buy a home. But what if you want to buy a home for your parents?

Kirk Haverkamp

Can Your Spouse's Credit Score Kill Your Mortgage?
mortgages

Can Your Spouse's Credit Score Kill Your Mortgage?

Your spouse’s credit can make or break your mortgage. A score imbalance (hers is high and his is low) can mean a lower interest rate, or not qualifying at all.

Chris Birk

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