**Recommended credit
Imagine
- Earn Cash Back Rewards* – 3% on Eligible Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases
- Up to $1,000 credit limit subject to credit approval
- $0 fraud liability**
- No Security Deposit
- The Imagine Card is issued by WebBank
- Review Cardholder Agreement for rate and fee information
- *See Program Terms for important information about the cash back rewards program.
- **Zero liability subject to Visa’s Zero Liability Policy.
**Recommended credit:
Fair-Poor
Annual fee
As low as $99
Intro APR
N/A
Ongoing APR
36% Fixed
Balance transfer
N/A
**Recommended credit
Fair - Poor
Aspire Card
Aspire® Cash Back Rewards Mastercard
- Earn Cash Back Rewards* – 3% on Eligible Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases
- Up to $1,000 credit limit subject to credit approval
- Prequalify** without affecting your credit score
- No security deposit
- Free Access to your Credit Score†
- *See Program Terms for important information about the cash back rewards program.
- ** Prequalify means that you authorize us to make a soft inquiry into your credit history (that will not affect your credit) to create an offer. If you accept an offer a hard inquiry will be made. Final approval is not guaranteed if you do not meet all applicable criteria (including adequate proof of ability to repay). Income verification through access to your bank account information may be required.
- † Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.
**Recommended credit:
Fair - Poor
Annual fee
$85-$175 first year, $229 thereafter
Intro APR
N/A
Ongoing APR
36% Fixed
Balance transfer
N/A
**Recommended credit
Fair-Poor
- Earn Cash Back Rewards* – 3% on Eligible Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases
- Use Anywhere Mastercard is Accepted
- No Security Deposit
- $0 fraud liability**
- Free access to your Credit Score†
- *See Program Terms for important information about the cash back rewards program.
- **Fraud liability subject to Mastercard rules.
- † Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.
**Recommended credit:
Fair-Poor
Annual fee
$85-$175 first year, $229 thereafter
Intro APR
N/A
Ongoing APR
36% Fixed
Balance transfer
N/A
Gemini
The Gemini Credit Card®
- Earn 4% crypto back per dollar spent on gas and EV charging purchases up to $200 in spend per month on the first year. 1% thereafter. Spend cycle refreshes on the 1st of the calendar month.
- Earn 3% on dining and 2% on groceries.
- All other purchases earn 1% crypto back per dollar spent.
- Rewards with the power to grow. Instant crypto rewards. Some exclusions apply to instant rewards in which rewards are deposited when the transaction posts. Subject to Rewards Program Terms.
- No annual fee and no foreign transaction fees. APR rates vary based on creditworthiness. See Rates & Fees for more details.
- You can earn bitcoin, ethereum, or 50+ other cryptos available on Gemini
- Easily change the crypto you want to earn back, as often as you want.
- Gemini operates a cryptocurrency exchange offering products that allow you to buy, sell, and store cryptocurrency and operates the Gemini Credit Card. The Gemini Credit Card is issued by WebBank. It runs on the Mastercard payment network and offers various benefits from Mastercard.
**Recommended credit:
Excellent-Good
Annual fee
$0
Intro APR
N/A
Ongoing APR
Purchase: 18.49% - 34.49% Variable Cash Adv: 30.24% Penalty: 34.24% Accurate as of January 29, 2025
Balance transfer
N/A
* For complete information, see the terms and conditions on the credit issuer or provider's website. Once you click "Apply Now", you will be directed to the issuer or provider's website where you may review the terms and conditions before applying. While Credit.com always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer or provider itself. The offers are provided by third-parties from whom Credit.com receives compensation. Credit.com will not call you about any credit application resulting from the above offers, and will not ask you over the phone, via email or otherwise for financial information or other sensitive personal data.
** FICO scores and credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit offer.
†Advertiser Disclosure: Credit.com receives compensation for the products and services advertised on this site if our users apply for and sign up for any of them.
Below, we highlight factors you should consider when evaluating and applying for a credit card for fair credit.