The Fair Credit Reporting Act
March 09, 2017
Is there an inaccurate or unauthorized charge on your credit card? You’ve got plenty of rights, thanks to the Fair Credit Billing Act of 1974.
Is there an inaccurate or unauthorized charge on your credit card? You’ve got plenty of rights, thanks to the Fair Credit Billing Act of 1974.
As a public service, the staff of Credit.com provides this version of the Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681 et seq. prepared by the Federal Trade Commission. This version uses FCRA se
On May 22, 2009, the Credit CARD Act of 2009 was signed into law by President Barack Obama. The full title of the law — Public Law 111-24 — is the Credit Card Accountability Responsibility and Disclos
It is the purpose of this title [15 USCS § § 1692 et seq.] to eliminate abusive debt collection practices by debt collectors, to insure that those debt collectors who refrain from using abusive debt c
With all the talk in Congress over possible new credit card rules and regulations, you may not be aware that some credit laws have been around since the 1970’s and give you some serious credit clout -
Giving everyone in America a fair lending opportunity is the aim of the Equal Credit Opportunity Act. This law prohibits credit discrimination. Read more.
A Schumer Box is an easy-to-read table that discloses the rates, fees, terms and conditions of a credit card agreement as required under TILA.
