Christine DiGangi

Christine DiGangi

Christine DiGangi is the former Deputy Managing Editor - Engagement for Credit.com and covered a variety of personal finance topics. Her writing has been featured on USA Today, MSN, Yahoo! Finance and The New York Times International Weekly, among other outlets.

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All of Christine's posts
How We Paid Off Our Mortgage in 7 Years
mortgages

How We Paid Off Our Mortgage in 7 Years

A married couple in Sacramento shares their experience of paying off a 30-year home loan in just 7 years.

Christine DiGangi

What Hackers Can Do With Your Social Security Number
identity theft

What Hackers Can Do With Your Social Security Number

Identity theft has always been a problem, but the OPM data breach shows just how much a massive hack can impact millions of government employees.

Christine DiGangi

The Average Credit Card Limit Is Dropping: What It Means for You
Credit Cards

The Average Credit Card Limit Is Dropping: What It Means for You

Maintaining a good credit score requires keeping your debt levels low, but a huge part of that is how much available credit you have in the first place.

Christine DiGangi

Ouch! A Data Breach Now Costs $3.8 Million
identity theft

Ouch! A Data Breach Now Costs $3.8 Million

The cost of a data breach is going up across the globe, and companies in the U.S. end up paying the most when sensitive records are exposed.

Christine DiGangi

Woman Sues Debt Collector, Wins $83 Million
Miscellaneous

Woman Sues Debt Collector, Wins $83 Million

A debt buyer has been ordered to pay a woman millions of dollars for suing her over a $1,000 credit card debt that didn't belong to her.

Christine DiGangi

Can You Start a New Credit Report?
credit reports

Can You Start a New Credit Report?

Getting a fresh start with credit isn't as simple as some people might like it to be.

Christine DiGangi

6 Banks With No Overdraft Fees
Personal Finance

6 Banks With No Overdraft Fees

Most banks charge between $35 and $38 per overdraft, but a few of the largest banks don't charge fees for overdrafts at all.

Christine DiGangi

What's the Right Way to Close a Credit Card?
credit cards

What's the Right Way to Close a Credit Card?

Closing credit cards will likely hurt your credit score, but sometimes it's the right thing to do. Here's what you need to know to make the right decision.

Christine DiGangi

11 States Where Employers Can't Check Your Credit
credit report

11 States Where Employers Can't Check Your Credit

New York City just enacted a ban on most employer credit checks, and many states have similar restrictions, but it's not the norm.

Christine DiGangi

What Do I Need to Apply for a Credit Card?
credit cards

What Do I Need to Apply for a Credit Card?

In some cases, you may not need a job or a Social Security number to get a credit card, but getting approved for a card can be complicated.

Christine DiGangi