Christine DiGangi

The majority of Americans have subprime or lower credit, but in some states, the average borrower is in much better shape.

At an entertainment event April 26, 20 students at Historically Black Colleges and Universities received scholarships from a group of celebrities.

There's no rule for how many credit card applications you're allowed to fill out, but for the sake of your credit score, you should keep that number low.

Trying to keep track of every credit score you have is an impossible task. Even FICO, the most commonly used score, has dozens of models.

Financing a used car can be expensive, but there are many things a consumer can do to make sure they're getting a deal on what is often a necessary loan.

If your data has been caught up in a data breach recently, you probably have a few free credit monitoring offers to choose from. Here's how to compare them.

If you don't do your research, you may end up with higher expenses than you anticipated having when you took out an auto loan.

A little patience and shopping around can save you a lot of money on luxury vehicles.

Just because someone tells you to pay a debt doesn't mean you should. Some debts have expiration dates.

FICO will reportedly announce a new credit scoring model that uses bill payments to determine how creditworthy a consumer is.