David Lord

David Lord

David completed his undergraduate work in Finance at Indiana University, and holds an MBA from Wake Forest University. David has spent his career building successful teams in the telecommunications industry, working for industry leaders DISH Network and DIRECTV before joining Credit.com.

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All of David's posts
How to File for an Extension for a Federal Tax Return
unfiled tax returns

How to File for an Extension for a Federal Tax Return

Tax returns are due to the federal government in mid April. Learn how to file for an extension if you're not ready to file your return in the spring.

David Lord

What You Need to Know About Filing Taxes Jointly
taxes

What You Need to Know About Filing Taxes Jointly

Deciding between filing taxes jointly or separately is a big decision and making the right decision can save you and your spouse both time and money.

David Lord

Business Credit 101: Establish and Improve Your Business Credit Score
Business Credit

Business Credit 101: Establish and Improve Your Business Credit Score

Does your business have the credit history to convince lenders it's a good risk? Find out more on the Credit.com Business Credit 101 page.

David Lord

How to Prepare for a Recession
Recession

How to Prepare for a Recession

The US has entered a new recession: "the Great Lockdown." Here's what you need to know about how to prepare for a recession like this.

David Lord

My Mortgage Was Denied - Now What?
mortgage denial

My Mortgage Was Denied - Now What?

Your mortgage was denied, but that doesn't mean it's the end of the road. Find out why you weren't approved and learn how you can get approved next time.

David Lord

Bankruptcy Rate Has More Than Doubled for Seniors
top-five-post

Bankruptcy Rate Has More Than Doubled for Seniors

The definition of bankruptcy is given as “legal status of a person that cannot repay debts to creditors.” Thousands of people file on a daily basis.

David Lord

When Hard Inquiries Fall Off a Credit Report, Does Your Credit Score Go Up?
Inquiries

When Hard Inquiries Fall Off a Credit Report, Does Your Credit Score Go Up?

A hard inquiry can temporarily affect your credit score. Find out what happens to hard inquiries and your credit score over time.

David Lord

Credit Freezes will Soon Be Free: What it Means and Why it Matters for You
credit

Credit Freezes will Soon Be Free: What it Means and Why it Matters for You

Congress is taking steps to make credit freezes free for all. Find out what the new legislation means for your credit score –– and your wallet.

David Lord

Why Did My Credit Score Drop?
credit

Why Did My Credit Score Drop?

Find out what factors can contribute to a decrease in your credit score and what you can do to get it back to a more desirable number.

David Lord

4 Reasons Adjustable Rate Mortgages are on the Rise
mortgages

4 Reasons Adjustable Rate Mortgages are on the Rise

Learn why more people are choosing adjustable-rate mortgages and whether or not one may be right for you.

David Lord