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Deanna Templeton

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Deanna Templeton is a financial literacy advocate with 15+ years in the banking and consumer credit industries, including five years with FICO in their credit scoring division. She specializes in educating consumers on the importance of healthy credit management, and shares valuable insight on consumer credit and finance issues.

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Negotiating a Collection Agency Payment Plan: What You Need to Know
Dealing with an outstanding collection can be nerve wracking, esp... read more

March 16, 2020

Managing Debt
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Does Paying Off a Loan Early Hurt Your Credit Score?
Paying off debt to build credit is a pretty well-known strategy. ... read more

December 15, 2019

Credit Score
Does Deferring Student Loans Affect Credit?
With the average student loan debt for 2017 graduates creeping u... read more

September 30, 2019

Student Loans
credit report errors
Help! I Can’t Get Someone Else’s Mistakes Off My Credit Report
We recently received this reader question: “I have several ... read more

October 25, 2013

Credit 101
An Auto Loan Inquiry Dropped My Credit Score 80 Points! What Now?
An Auto Loan Inquiry Dropped My Credit Score 80 Points! What Now?
One of our readers went car shopping, and had an unpleasant surpr... read more

October 16, 2013

Auto Loans
Is a Balance Transfer Bad for My Credit?
Is a Balance Transfer Bad for My Credit?
When it comes to your credit scores, the amount of credit card de... read more

October 10, 2013

Credit Cards