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Scott Sheldon

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Scott Sheldon is a senior loan officer and consumer advocate in Santa Rosa, California. His work has appeared in Yahoo! Homes, CNN Money, MarketWatch and The Wall Street Journal. Connect with him at Sonoma County Mortgages.

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The FHA Back to Work Program: A Second Chance for Homeowners
The FHA Back to Work Program and The Best Mortgage Resources for Homeowners
Not too long ago, homeowners who experienced bad luck and lost th... read more

October 18, 2018

Mortgages
mortgage payment
How to Determine Your House Payment: The Quick Formula
When you’re shopping for a house and considering a mortgage loa... read more

December 7, 2017

Mortgages
Why You Should Still Talk to a Lender Even if You’re Not Ready to Buy a Home
If you’re a first-time homebuyer, you might think you’re not ... read more

October 31, 2017

Mortgages
Coming up with 20% down isn't always necessary. Here's what you need to know about lown-down-payment mortgage programs.
How to Choose the Low Down Payment Mortgage That’s Right For You
Low down payment mortgage loans have been around much longer than... read more

June 24, 2017

Mortgages
If you're tax returns show a net loss, you may have a tough time getting a mortgage. Here's what you need to know.
Here’s What You Need to Know About Getting a Mortgage With ‘Paper Losses’
You probably already know qualifying for a mortgage requires an a... read more

June 2, 2017

Mortgages
You're not going to be able to skip steps in the mortgage lending process. Here's the reality of what it takes to get a mortgage.
What You Really Need to Know About Today’s Mortgage Lending World
Are you trying to qualify for mortgage financing? Telling your st... read more

May 7, 2017

Mortgages