Citi’s Strata Card: What You Need to Know

Published January 25, 2017

[UPDATE: Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below.]

If you are searching for a simple, easy-to-understand credit card, the Citi ThankYou Preferred Card might be on your radar. With this card, there isn’t a need to keep track of rotating rewards. Instead, it offers two points per dollar spent at restaurants and on entertainment and one point per dollar everywhere else — for no annual fee.

Of course, finding the right credit card for you comes down to the details. Here’s a rundown of the ThankYou Preferred’s major costs and benefits. If you do decide to apply, be sure to read all the fine print in the card agreement. (Full Disclosure: Citibank advertises on Credit.com, but that results in no preferential editorial treatment.)

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What is the Citi Strata Card?

Rewards: Earn 3 ThankYou® points per $1 spent at supermarkets, on select transit and at gas & EV charging stations; Earn 2 ThankYou® Points per $1 spent at restaurants.

At publishing time, the Citi Strata card are offered through Credit.com product pages, and Credit.com is compensated if our users apply and ultimately sign up for these cards. However, this relationship does not result in any preferential editorial treatment. This content is not provided by the card issuer(s). Any opinions expressed are those of Credit.com alone, and have not been reviewed, approved or otherwise endorsed by the issuer(s).

Note: It’s important to remember that interest rates, fees and terms for credit cards, loans and other financial products frequently change. As a result, rates, fees and terms for credit cards, loans and other financial products cited in these articles may have changed since the date of publication. Please be sure to verify current rates, fees and terms with credit card issuers, banks or other financial institutions directly.

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