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Can You Erase Student Loan Debt Through a Loophole?

In theory, charging your student loans on a credit card to circumvent the bankruptcy rules sounds like a sensible solution. The reality, however, is quite the opposite.

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Can You Erase Student Loan Debt Through a Loophole?
student loans

Can You Erase Student Loan Debt Through a Loophole?

In theory, charging your student loans on a credit card to circumvent the bankruptcy rules sounds like a sensible solution. The reality, however, is quite the opposite.

Deanna Templeton

The Pros & Cons of Prepaid Debit Cards
Credit Card Alternatives

The Pros & Cons of Prepaid Debit Cards

Prepaid debit cards can be an option for the millions of Americans who are under- or un-banked, allowing them to enjoy the ease and flexibility of plastic.

Credit.com

What Is a Revolving Credit Account?
Credit 101

What Is a Revolving Credit Account?

Unlike a loan, a revolving account doesn't automatically close when the account reaches a zero balance. It tends to remain open and available for use until the lender or the consumer chooses to close

Credit.com

What Happens to Your Social Security Benefits When You Die?
personal finance

What Happens to Your Social Security Benefits When You Die?

If you rely on your spouse's Social Security check to pay your bills, you need to know what happens to that money when the recipient of those benefits dies.

Gerri Detweiler

Census: Child Care Costs on the Rise
debt

Census: Child Care Costs on the Rise

A recent report from the U.S. Census Bureau shows that child care costs are constantly going up, nearly doubling over the last 25 years.

Credit.com

A Debt Collector Came After Me for $8.97
Managing Debt

A Debt Collector Came After Me for $8.97

A reader whose past due movie rental went to collections wants to know if her $8.97 debt will hurt her credit.

Deanna Templeton

The Tax Form That Could Save Your Refund
Identity Theft and Scams

The Tax Form That Could Save Your Refund

Stealing a tax refund is one of the most direct ways for an identity thief to monetize the information they steal. But there's a way to help protect yourself.

Adam Levin

How Will Opening a New Account Affect My Credit?
credit score

How Will Opening a New Account Affect My Credit?

How a new account will affect your credit scores depends mostly on your overall credit history and on the type of new account you are opening.

Credit.com

Are No-Limit Credit Cards Bad for Your Credit?
credit score

Are No-Limit Credit Cards Bad for Your Credit?

Are you carrying a no pre-set limit credit card? If so, it's important to know how it can affect your credit.

Barry Paperno

How Do Student Loans Impact Your Credit?
student loans

How Do Student Loans Impact Your Credit?

One positive feature of student loans is that they can provide an effective way to establish and build credit without the help of mom, dad or a credit card.

Barry Paperno

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