Credit Reports vs. Credit Scores: What's the Difference?
May 06, 2013
The topic of credit is bound to come up in friendly conversations sometimes. Here are a few principles to follow during these delicate conversations.
The topic of credit is bound to come up in friendly conversations sometimes. Here are a few principles to follow during these delicate conversations.
Are consumers now more interested in credit reports than credit scores? And free credit reports at that?
Unlike a loan, a revolving account doesn't automatically close when the account reaches a zero balance. It tends to remain open and available for use until the lender or the consumer chooses to close
How a new account will affect your credit scores depends mostly on your overall credit history and on the type of new account you are opening.
Can your credit issuer raise your interest rate? How many credit cards should you have? We answer the 11 credit questions we get asked the most.
Once you have your free credit score, figuring out what to do with it can be tricky. When it comes to taking action, what's really important, and what's not?
"Too much of a good thing can be wonderful," said film star Mae West. But what about too much credit? Is having a lot of credit a wonderful thing as well?
Some borrowers don’t seem to know the simple mistakes they can make that can impact their credit. We outline a few that tend to baffle consumers.
If you've decided to dispute a credit report mistake by mail, here's how to write an effective letter.
