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The Loophole That Could Help You Buy a Home Even If You Have a Lot of Debt

Certain installment loans may be omitted from the debt-to-income ratio ... which can help people buy a home with debt.

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All Mortgages posts

The Loophole That Could Help You Buy a Home Even If You Have a Lot of Debt
mortgages

The Loophole That Could Help You Buy a Home Even If You Have a Lot of Debt

Certain installment loans may be omitted from the debt-to-income ratio ... which can help people buy a home with debt.

Scott Sheldon

The Most Affordable Places to Live in the U.S.
mortgages

The Most Affordable Places to Live in the U.S.

If you're looking to stretch your household budget, living in a city with affordable housing can be crucial. Here's where people spend the most — and least.

Bob Sullivan

When Should I Lock In My Mortgage Rate?
mortgages

When Should I Lock In My Mortgage Rate?

There are times when locking in a mortgage rate at loan application or appraisal could be worthwhile.

Scott Sheldon

Why You Should Settle Your Defaulted Second Mortgage or HELOC Now
mortgages

Why You Should Settle Your Defaulted Second Mortgage or HELOC Now

The credit bureaus are worried about the $265 billion of home equity lines of credit (HELOCs) that will enter repayment mode in the next few years, and so am I.

Charles Phelan

The New Foreclosure Threat: Troubled HELOCs & Second Mortgages
mortgages

The New Foreclosure Threat: Troubled HELOCs & Second Mortgages

The New Foreclosure Threat: Troubled HELOCs & Second Mortgages

Charles Phelan

Wells Fargo Raises Credit Score Requirement for FHA Loans
mortgages

Wells Fargo Raises Credit Score Requirement for FHA Loans

Wells Fargo announced it will require applicants for FHA-backed loans to have a minimum credit score of 640.

Christine DiGangi

The 5 Biggest Questions for First-Time Homebuyers
mortgages

The 5 Biggest Questions for First-Time Homebuyers

First-time homebuyers have lots of questions, and we have answers to five fundamental ones.

AJ Smith

4 Ways Your House Payment Could Unexpectedly Go Up
mortgages

4 Ways Your House Payment Could Unexpectedly Go Up

So you bought a house, expecting a stable monthly payment but then you get a notice that your payment is going up. What might be the reason?

Gerri Detweiler

Will Getting Pre-Approved for a Mortgage Hurt My Credit?
mortgages

Will Getting Pre-Approved for a Mortgage Hurt My Credit?

Shopping for a home loan means getting your credit pulled. There’s no way around it. But what can you do to make sure your credit doesn't get dinged unnecessarily?

Chris Birk

Here's How to Buy a House Without a 20% Down Payment
mortgages

Here's How to Buy a House Without a 20% Down Payment

If you’re thinking about buying a home, you may need less money than you think. Here's what you can do to buy a home using as little money down as possible.

Scott Sheldon

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