What's Your Credit Score IQ?

Most people know a good credit score is crucial to getting an affordable loan or credit card, but there are a lot of misconceptions out there about credit scoring. If you want to boost your score, you first need to understand a few basics. Do you think you know them? Find out by taking this short quiz.

by christinedigangi

You can learn more about your credit score by checking it regularly. Through Credit.com, you can get two of your credit scores for free, with updates every 14 days on how your credit behavior has affected your score and what you can do to make it better. You'll get plenty of expert credit tips, too. There are a lot of reasons you should make checking your credit score a regular habit, whether you're trying to get out of debt or just build better credit.

More on Credit Reports and Credit Scores:

• How Do I Dispute an Error on My Credit Report?
• What’s a Bad Credit Score?
• How Credit Impacts Your Day-to-Day Life

All images: iStock